I have come across two programs that are HONEST that can help those in need with mortgage help. In fact one of them is helping me save my own house. I happen to be using the first program and going through my own mortgage company to do so.
My suggestion would be to first contact them and ask them if there are any new programs that can help you save your house. My mortgage company said that this program (makign home affordable) wasn't available until May 1 so one never knows until they ask. I wish each and every one of you the best of luck.
http://makinghomeaffordable.gov/eligibility.html
https://www.naca.com/index_main.jsp
I will add more under the title of "In need of Mortgage Help? Part X" when I come across more links so you will be able to find any other links that I have posted with regards to this subject matter in this blog.
